All data is encrypted in transit and at rest using industry-standard protocols. Access is tightly controlled and continuously monitored.

No. Personally identifiable information is never shared with data consumers.

No. Insights are shared only in aggregated, anonymized form to prevent re-identification.

Data usage is governed by the CUDX governance framework, designed to protect member trust, ensure responsible data use, and uphold credit union movement values.

Yes. Detailed audit logs track data access, processing activity, and approved usage to support compliance and examiner reviews.

CUDX immediately revokes access and enforces contractual and legal remedies if data is used outside approved terms.

Access is tightly controlled using role-based access controls and continuous audit logging. Only authorized systems and personnel can access data required to operate the exchange.

There is no participation fee.

Approved, anonymized insights generate revenue that is shared back with contributing credit unions/data providers based on governance-approved models.

CUDX has built a limited data model consisting only of the data elements needed to power the most valuable data analytics use cases. In general, all data domains and elements in the data requirements are needed to maximize value. However, there may be circumstances where exceptions make sense. Reach out to us with your concerns or limitations and we will make every effort to work with you. 

Onboarding includes secure data validation, implementation support, and ongoing operational assistance.

Most credit unions complete onboarding within a few weeks, depending on scope and complexity.