About Us

A cooperative owned by credit unions, built for shared intelligence.

Bigger Data,
Better Outcomes

The Credit Union Data Exchange (CUDX), owned and operated by credit unions through a cooperative model, allows credit unions to share and access a wide pool of data, giving them the ability to make data driven decisions in every area of the business. With a focus on data security and regulatory compliance, CUDX is a safe way for credit unions to collaborate with one another in order to anticipate and react appropriately to challenges affecting the credit union industry.

  • Cooperative data at scale

  • Industry-safe collaboration

  • Better decisions through shared insight

_SD web assets 2025 (500 x 500 px) (70)
_SD web assets 2025 (500 x 500 px) (71)

The CUDX Journey

CUDX was first announced in May of 2023. It experienced rapid growth from there, with the first council meetings being held only a few short months later. By early 2024, many credit unions had joined the mission, and CUDX was ready to begin showing the industry just what could be accomplished. CUDX completed a robust business strategy in the summer of 2025. The Exchange officially closed its Proof of Concept phase, entering the Operational Phase as of August 2025. 

  • Collaboration Over Competition

  • Trust & Data Stewardship

  • Shared Value Creation

Credit unions have always been strongest when they work together.
CUDX exists to make that collaboration possible at a data level — securely, equitably, and at scale.

Who Participates in CUDX

A cooperative model designed to create shared value across the credit union ecosystem — with clear roles, safeguards, and benefits for every participant.

Credit Unions

Participate in a secure, cooperative data exchange that enables peer benchmarking, deeper insights, and new non-interest income opportunities — while maintaining control, transparency, and trust.

Fintechs & Vendors

Access anonymized, aggregated credit union data to inform product development, validate solutions, and identify market opportunities — without exposure to sensitive or identifiable information.

Researchers & Partners

Leverage responsibly governed data sets to support research, analysis, and industry advancement — helping credit unions make better, data-driven decisions at scale.

Be Part of the CUDX Cooperative

Join credit unions and trusted partners contributing data, unlocking shared insights, and creating measurable value across the industry.