Get Paid to Contribute Data — and Strengthen the Credit Union Movement

CUDX enables credit unions to securely contribute anonymized data, unlock shared insights, and earn non-interest income — all through a cooperative model owned by credit unions.

Why Credit Unions
Contribute to CUDX

CUDX was built to ensure that the value created from credit union data flows back to the institutions that generate it — responsibly, transparently, and at scale.

Shared Intelligence

Access industry-wide insights and benchmarks that are impossible to generate alone.

Responsible Monetization

Earn non-interest income from aggregated insights without exposing sensitive or identifiable data.

Researchers & Partners

Strengthen the credit union ecosystem by participating in a cooperative, not a vendor-owned exchange.

Types of Data Contributed

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Member & Account Data
Supports insights into member demographics, relationships, balances, and product usage across the credit union.
 
Lending & Deposits
Enables analysis of portfolio performance, yield, credit quality, and overall lending and deposit mix.
 
Card & Payment Data
Provides visibility into transaction volumes, merchant trends, and member spend behavior.
 
Digital Engagement
Captures online and mobile engagement, adoption trends, and retention across digital channels.
 
Normalized & Secure
All data is anonymized, standardized, and governed under CUDX participation and usage rules.

How Credit Unions Earn Value

CUDX is designed to return value to participating credit
unions in proportion to the insights their data enables.

Path to Meaningful
Non-Interest Income

As data consumers purchase access to aggregated insights, value is returned to participating credit unions.

As CUDX Grows, So Does
Your Income

As participation expands, the data set becomes more valuable — driving sustainable, long-term returns.

Invest to Own a
Piece of CUDX

Credit unions may have opportunities to participate in ownership and governance as the cooperative evolves.

The CUDX Ecosystem

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CUDX connects data contributors and approved data consumers through a secure, governed exchange designed for efficiency, transparency, and trust.

  • Credit unions retain control and oversight

  • Data consumers access aggregated insights only

  • Governance ensures responsible use and compliance

Ready to Contribute Data and Create Shared Value?

Join credit unions shaping the future of cooperative data — responsibly and together.